Access to healthcare is a fundamental aspect of well-being, and Medicaid serves as a lifeline for individuals facing specific circumstances. Yet many people are not aware of what qualifies them to receive this assistance. It is important to understand when you or...
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Long Term Care Planning
Important things to consider with long-term care planning
Long-term care planning often involves a series of difficult decisions. Understanding the process helps individuals and family members navigate an important life decision that could last for months or several years. An overview of the process often involves several...
Why may I need long-term care if I live in my own home?
Some Massachusetts residents may need long-term care to continue living in their homes. While you may have heard that long-term care covers nursing homes, it also helps provide at-home personal services. As noted on Mass.gov, LTC provides the assistance that could...
Signs that your parent needs professional care
If you are caring for an aging parent, you might not want to think about getting professional help just yet. You may want to believe that you can handle the issues on your own, or perhaps you feel you are neglecting your parent if you put the responsibilities in...
What should I look for in long-term care insurance?
Planning for your future health care does not stop if you decide to take out a long-term care insurance policy. Policies that pay for nursing home care or in-home care take different forms, so you should know if your insurance policy meets your priorities....
How do you distinguish between good and bad nursing homes?
If you have an elderly parent, you may have little choice but to move him or her into a nursing home. This is probably especially true if your mother or father has a serious health condition, such as Alzheimer's disease, that requires round-the-clock care. You have...
What are residential care options for those with Alzheimer’s?
You want to help an elderly loved one who has Alzheimer’s with long-term care planning. Because of the medical diagnosis, she or he needs special housing and medical care. The National Institute on Aging breaks down a few residential care options for those with...
What are some factors to consider for long-term care planning?
Individuals who require long-term care may have family members and friends who face this issue for the first time and feel unsure about the future. The National Institute on Aging notes that the purpose of this care is to ensure the patient's quality of life and...
What are private options to finance long-term care?
While older adults may qualify for Medicare, PACE, Medicaid and VA healthcare benefits, they may still need help to pay for medical care. Private finance options could help bridge the gap, or some adults may prefer alternative payment methods for long-term health...
New trends that will impact long-term care planning
All adults should spend some time learning about and planning for the need for long-term care. This is a field that continually evolves, so it is important to stay abreast of changes. While the costs for assisted and independent facilities as well as for nursing homes...