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September 2013 Archives

Considerations regarding a Massachusetts special needs trust

Anyone in Massachusetts that cares for a family member with special needs lives with the concern of how that loved one will be cared for if something happens to him or her. Sometimes, it's enough just to get through the day, let alone consider the future, but it is something that needs to be considered. Setting up a special needs trust can alleviate at least some of the concern for that family member.

Wills are only the beginning of Massachusetts estate planning

Everyone in Massachusetts has been told at one time or another that they should have a will. It's true that wills are a vital part of estate planning, but they are really only the beginning. Once a will is drafted, there are several other documents that round out an estate plan.

It could be a mistake to avoid the Massachusetts probate process

Estate planning is designed not only to protect a person's heirs and beneficiaries from having to pay estate tax, but also to keep assets out of probate. However, there are times when trying to avoid the probate process could end up doing more harm than good. This is especially true since the process is largely uneventful for most Massachusetts families.

Massachusetts probate process and beneficiary designations

Many people in Massachusetts know to review their estate plan occasionally to be sure that it still conforms with the wishes of the person making out the will. Unfortunately, many people forget to do the same when it comes to beneficiary designations. This can cause problems when it comes to the probate process.

Rising insurance rates in Mass. will affect health care planning

Fears are abounding that more and more seniors will have trouble affording their long-term care, according to experts. Rising long-term care insurance rates in Massachusetts mean that health care planning has become more complicated for the state's elderly population. Coverage for nursing homes, assisted living and other health support continues to rise in price.