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Long Term Care Planning Archives

What is needed for durable powers of attorney

Planning for the future is, for many, an important part of their adult life. Many Massachusetts residents may have a one-, five- or even ten-year plan that they used as a reference when making important decisions. However, some of these individuals may not have taken into account what will happen if they are incapacitated. Some might have already set up powers of attorney to step in if they should pass away unexpectedly, but it is possible that the person who has been given these responsibilities will be unable to step in unless the benefactor dies. 

Technology and estate planning

These days, it seems as though nearly everything can be done or found on the internet. Estate planning is no exception. There are a number of sites that offer seemingly simple and cheap solutions or step by step instructions for do-it-yourself wills and estate plans. However, important details may be overlooked and corners cut in the search for an easy or cheap solution. 

Options for advance directives

Families all over Massachusetts are affected by dementia or similar ailments. It can be difficult to watch a loved one slowly change into someone unrecognizable. Some who have been given powers of attorney may not be familiar with the ailment in question and could be overwhelmed when they are asked to make important medical decisions that they are not prepared to make. While advance directives, sometimes called living wills, are not legally recognized in the state of Massachusetts they can still help those who have been given powers of attorney to make important medical decisions by providing details about which treatments the patient would prefer to use or avoid. 

The purpose of advance directives

Many Massachusetts residents over the age of 18 have or will write a last will and testament at some point. However, many might only consider how their finances or belongings will be divided after their passing without considering the possible need for medical care at some point in the future. Advance directives can help to prevent future problems or disagreements later in life when an individual is unable to make medical decisions. 

Estate planning in the new year

The holidays are over, and people in Massachusetts are looking forward to a new year. At the beginning of the year, many people find themselves planning for the future, and for some, that includes an estate plan or will. Some of these individuals may be considering estate planning for the first time, and there are others who wish to edit an existing estate plan.

Taking advantage of the new year to do some estate planning

Another year has come and gone. As one year ends and another begins, many Massachusetts residents may think about what they want to accomplish in the new year. Some may want to lose weight, some may want to quit smoking, while others are determined to finally take that road trip they've been planning to go on for years. What about estate planning? Creating an estate plan could be a productive way to start the year. 

Your parent's powers of attorney

It isn't unusual for adult children to become confused or overwhelmed when they are faced with the possibility of taking over one or both parent's finances. Some Massachusetts residents may not be prepared for this possibility. Assigning a trusted individual with powers of attorney can help to solve many problems before they start.

Health care planning can help to avoid a financial disaster

Although people throughout the country and in Massachusetts view Medicare as a trusted program, it does not pay for all medical expenses that one may encounter after age 65. Services that were covered under employer-sponsored plans, such as vision, hearing and dental care are not covered. Long-term care coverage is also not covered, and Medicare has substantial deductibles and co-pays. That is why health care planning for one's retirement years is vital.

Estate planning applies to lifetime as well as after-death needs

There are several legal instruments that the Massachusetts estates attorney will consider when evaluating an individual or married couple for planning purposes. These documents go beyond simple wills when one is charting a full estate plan. The fact is that estate planning does not just prepare for what happens after one dies. It also has a lot to do with taking care of the person's needs while still alive.

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