Long-term care insurance has always been a hot topic in the insurance industry. Essentially, because Medicare does not cover long-term care with the exception of doctor-prescribed instances, paying for long-term care can be a big challenge. While many Americans have...
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Local : 617-379-0022
Toll Free : 866-591-4451
Month: October 2022
Should I use a virtual service for drafting my living will?
Although end-of-life care and planning your estate are not pleasant topics to ponder, you and your family should discuss your wishes early and often. Outlining what you want to happen to your body and your assets in case of your incapacitation or death will alleviate...
What is the difference between a will and a trust?
Wills and trusts are two valid estate planning tools you can use to distribute your assets after you pass, but they function differently in how they accomplish your goals. Both legally binding documents give you the final say in where your assets go upon your death....
How does Medicare’s nursing home rating system work?
If your elderly mother or father needs to move into a nursing home, you have no shortage of options. Indeed, according to the Centers for Disease Control and Prevention, there are almost 16,000 nursing homes in the U.S., providing long-term care to more than 1.3...
Talking to parents about estate planning
The population of the United States continues to get older on average, with more and more adult children taking care and looking after the affairs of their parents. Massachusetts has an even slightly higher percentage of older adults than the national average....